These Terms and Conditions ("Terms") govern your access to and use of our website, content, services, and any related resources.

By accessing or using our platform, you agree to comply with these Terms.

Please read them carefully.

1.⁠ ⁠Acceptance of Terms

By accessing or using Who Knew Factor, you acknowledge that
you have read, understood, and agree to be bound by these Terms. If you do not agree, please refrain from using the platform.

2.⁠ ⁠Eligibility

You must be at least 18 years old to access or use our
website and services. By using our platform, you affirm that you meet this eligibility requirement.

3.⁠ ⁠Use of Content

All content on this platform, including text, graphics,
logos, images, and resources, is the intellectual property of Who Knew Factor and is protected by copyright laws. You may not reproduce, distribute, or modify our content without prior written consent.

Content is provided for personal, non-commercial use only.

4.⁠ ⁠User Conduct  

You agree to use the platform responsibly and not engage in any activities that:  

• Violate applicable laws or regulations.

• Infringe upon the rights of others, including intellectual
  property rights.

• Disrupt or interfere with the security or functionality of
  the platform.

• Spread harmful or malicious software.

5.⁠ ⁠Disclaimer of Advice

The content provided by Who Knew Factor is for informational
purposes only and should not be considered professional advice. Always consult qualified professionals for specific advice or assistance.

6.⁠ ⁠Subscription and Payment

If you choose to subscribe to any premium content or
services:

• Fees are non-refundable unless otherwise specified.

• Subscriptions may auto-renew unless canceled before the
  renewal date.

• By subscribing, you agree to our billing policies.

7.⁠ ⁠Third-Party Links

Our website may contain links to third-party websites. We
are not responsible for the content, privacy policies, or practices of these websites. Access them at your own risk.